{"id":449,"date":"2026-01-28T17:07:18","date_gmt":"2026-01-28T11:37:18","guid":{"rendered":"https:\/\/polynoteshub.co.in\/studynotes\/?page_id=449"},"modified":"2026-01-28T17:26:04","modified_gmt":"2026-01-28T11:56:04","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/polynoteshub.co.in\/studynotes\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"\n<p>Welcome to <strong>Study Notes by Poly Notes Hub<\/strong>.<br>By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before making any purchase.<\/p>\n\n\n\n<p>If you do not agree with any part of these terms, please do not use our website.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udccc Use of Website<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This website is intended for <strong>educational purposes only<\/strong><\/li>\n\n\n\n<li>You must be at least <strong>13 years of age<\/strong> to use this website<\/li>\n\n\n\n<li>You agree to use the website only for lawful purposes<\/li>\n<\/ul>\n\n\n\n<p>Unauthorized use of this website may give rise to a claim for damages and\/or be a criminal offense.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcda Digital Products<\/h3>\n\n\n\n<p>All products available on this website are <strong>digital study notes in PDF format<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No physical products are sold or shipped<\/li>\n\n\n\n<li>Products are delivered instantly after successful payment<\/li>\n\n\n\n<li>Access to digital content is provided through your account or download link<\/li>\n<\/ul>\n\n\n\n<p>Once the product is delivered, it is considered <strong>used and consumed<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcb3 Payments<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All payments are processed through secure payment gateways<\/li>\n\n\n\n<li>Prices are listed in <strong>Indian Rupees (INR)<\/strong> unless stated otherwise<\/li>\n\n\n\n<li>We reserve the right to change product prices at any time without prior notice<\/li>\n<\/ul>\n\n\n\n<p>A purchase is confirmed only after successful payment.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u274c Cancellations &amp; Refunds<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Orders for digital products <strong>cannot be cancelled<\/strong> once placed<\/li>\n\n\n\n<li>Refunds are generally <strong>not applicable<\/strong> for digital downloads<\/li>\n<\/ul>\n\n\n\n<p>Refunds may only be considered in exceptional cases such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Duplicate payment<\/li>\n\n\n\n<li>Technical issues preventing access to the product<\/li>\n<\/ul>\n\n\n\n<p>Please refer to our <strong>Cancellations and Refunds Policy<\/strong> for full details.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd10 User Accounts<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You are responsible for maintaining the confidentiality of your account details<\/li>\n\n\n\n<li>Any activity performed through your account is your responsibility<\/li>\n\n\n\n<li>Sharing account access with others is strictly prohibited<\/li>\n<\/ul>\n\n\n\n<p>We reserve the right to suspend or terminate accounts found violating our terms.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udeab Intellectual Property Rights<\/h3>\n\n\n\n<p>All content on this website, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PDF notes<\/li>\n\n\n\n<li>Text<\/li>\n\n\n\n<li>Graphics<\/li>\n\n\n\n<li>Logos<\/li>\n<\/ul>\n\n\n\n<p>is the intellectual property of <strong>Study Notes by Poly Notes Hub<\/strong>.<\/p>\n\n\n\n<p>You may <strong>not<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Share<\/li>\n\n\n\n<li>Copy<\/li>\n\n\n\n<li>Redistribute<\/li>\n\n\n\n<li>Resell<\/li>\n\n\n\n<li>Upload content to other platforms<\/li>\n<\/ul>\n\n\n\n<p>without written permission.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u26a0\ufe0f Limitation of Liability<\/h3>\n\n\n\n<p>We do not guarantee:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Specific exam results<\/li>\n\n\n\n<li>Marks or grades<\/li>\n<\/ul>\n\n\n\n<p>While we strive to provide accurate and high-quality content, we shall not be held liable for any direct or indirect damages arising from the use of our study materials.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd04 Modifications to Terms<\/h3>\n\n\n\n<p>Study Notes by Poly Notes Hub reserves the right to update or modify these terms and conditions at any time without prior notice.<br>Changes will be effective immediately upon posting on this page.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udce7 Contact Information<\/h3>\n\n\n\n<p>If you have any questions or concerns regarding these Terms and Conditions, please contact us at:<\/p>\n\n\n\n<p>\ud83d\udce9 <strong><a>polynoteshub@gmail.com<\/a><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcdc Governing Law<\/h3>\n\n\n\n<p>These terms shall be governed and interpreted in accordance with the laws of <strong>India<\/strong>.<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Welcome to Study Notes by Poly Notes Hub.By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully before making any purchase. If you do not agree with any part of these terms, please do not use our website. \ud83d\udccc Use of Website Unauthorized use of this website may give rise to a claim for damages and\/or be a criminal offense. \ud83d\udcda Digital Products All products available on this website are digital study notes in PDF format. Once the product is delivered, it is considered used and consumed. \ud83d\udcb3 Payments A purchase is confirmed only after successful payment. \u274c Cancellations &amp; Refunds Refunds may only be considered in exceptional cases such as: Please refer to our Cancellations and Refunds Policy for full details. \ud83d\udd10 User Accounts We reserve the right to suspend or terminate accounts found violating our terms. \ud83d\udeab Intellectual Property Rights All content on this website, including: is the intellectual property of Study Notes by Poly Notes Hub. You may not: without written permission. \u26a0\ufe0f Limitation of Liability We do not guarantee: While we strive to provide accurate and high-quality content, we shall not be held liable for any direct or indirect damages arising from the use of our study materials. \ud83d\udd04 Modifications to Terms Study Notes by Poly Notes Hub reserves the right to update or modify these terms and conditions at any time without prior notice.Changes will be effective immediately upon posting on this page. \ud83d\udce7 Contact Information If you have any questions or concerns regarding these Terms and Conditions, please contact us at: \ud83d\udce9 polynoteshub@gmail.com \ud83d\udcdc Governing Law These terms shall be governed and interpreted in accordance with the laws of India.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-449","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/polynoteshub.co.in\/studynotes\/wp-json\/wp\/v2\/pages\/449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polynoteshub.co.in\/studynotes\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/polynoteshub.co.in\/studynotes\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/polynoteshub.co.in\/studynotes\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polynoteshub.co.in\/studynotes\/wp-json\/wp\/v2\/comments?post=449"}],"version-history":[{"count":0,"href":"https:\/\/polynoteshub.co.in\/studynotes\/wp-json\/wp\/v2\/pages\/449\/revisions"}],"wp:attachment":[{"href":"https:\/\/polynoteshub.co.in\/studynotes\/wp-json\/wp\/v2\/media?parent=449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}